Currency

The RBS has it’s own currency system, that being RBS Credit, most commonly just referred to as credits or cred. The currency is completely electronic and is most often accessed with identification cards or electronic devices with network capabilities. Bartering is also a very common, as well as using foreign/external currencies depending on the species. Administration owned services only deal in RBS Credit and will not barter or accept other currencies. Other currencies can be converted however by appropriate services.

Credit Chits
Credit chits, otherwise known as C-Chits or just Chits, are physical items that represent a number of RBS Credit. A single Chit can hold up to 20,000,000 Credits

They are small, flat as paper and rectangular, and will certainly fit in a small place such as a human clothes pocket for example. They are made of mostly a simple synthetic polymer, but contain a small amount of components to display a value and make them compatible with various electronic financial devices.

C-Chits are not commonly used as it’s easier and simpler to transfer and exchange RBS Credit digitally, but they can be printed from any Terminal or most financial purposed Zones, if the Zone has certified C-Chit printers. Credit Chits can also be re-charged with credits after the initial printing if desired, however they are usually just disposed of once the credits have been removed and put into an account. An Entity might use a C-Chit if they wish to give Credit as a gift, or to transfer funds without leaving a digital log for illicit purposes.

Despite their uncommon usage, Credit Chits are still depicted in entertainment media quite often.

Hacking Money
Hacking is a fairly common crime on the RBS, especially because the main currency is digital. Many hackers attempt to get rich quick via their own private terminals, but many end up with RBS Security knocking at their door.

It is not actually possible to simply ‘create’ RBS Credits via illegal modification of data, as the only way for credits to exist is if they have first come from somewhere. All financial systems are capable of tracing money, even those found in common shops, and if the trail doesn’t lead all the way back to the RBS Mint, get verified and come back, it’s very obviously fake. The only way to do this would be to gain access to the RBS Mint servers themselves, which is not only difficult to do in the first place due to all the security measures, but even more difficult to get away with after since HELP watches the servers closely.

Rarely, Credit Chits have been known to be hacked, displaying a value on their physical readout that is not the same as their actual value. This is questionably useful as one can scan a credit chit to get the true value.